Cijeli Doc Jumbo pregled
Full Doc JumboIznos kredita premašuje limite za konvencionalni usklađeni zajam.
Ocijeni:KLIKNITE OVDJE
Cijeli Doc Jumbo Program Highlights
Prime 30 Yrs Fixed & 10/6 ARM
1) Maks.LTV 80% za kupovinu;Max.LTV 70% za C/O;
2) Maks.Iznos kredita 3,0 miliona dolara;
3) Min.12 mjeseci rezervi na PITIA;
4) Min.FICO 720.
Prošireno 30 Yrs Fixed
1) Iznos kredita $400K~4.0M
2) Max DTI do 50%
Elite Jumbo (5/6 ARM, 7/6 ARM) * Ovaj program je samo maloprodaja.
Depozit sa kamatom.Više depozita, niža stopa!
Depoziti su za 12-mjesečni CD (mora se držati na računu koji je odredio AAA).
Kamate variraju u zavisnosti od datuma otvaranja.Stopa je bila 4,25% na dan 12.08.2023.
Minimalni depozit je20%iznosa kredita.
1) Maks.Iznos kredita 4,0 miliona dolara
2) Maks.DTI 45%
3) Min.FICO 700
KLIKNITE OVDJEda dobijete LTV & FICO ograničenja i više detalja o Matrixu.
Jumbo Flyer
Vijesti i video zapisi
Elitni jumbo krediti: gdje se luksuz susreće s pristupačnošću
Navigacija Full Doc Jumbo kredita: Vodič iz stvarnog svijeta za kupce s niskim FICO rezultatima➡Video
Maksimiziranje ulaganja u nekretnine uz pomoć Full Doc Jumbo kredita: U centru pažnje 30-godišnji fiksni stanovi i stambeni objekti bez garancije➡Video
Kretanje kroz Full Doc Jumbo krediti: kritična uloga upravljanja zakašnjelim plaćanjima hipoteke➡Video
Šta je Jumbo kredit?
Jumbo zajam je vrsta finansiranja koja premašuje limite koje je postavila Federalna agencija za stambeno finansiranje i ne mogu ga kupiti, garantirati ili sekjuritizirati Fannie Mae ili Freddie Mac.Vlasnici kuća moraju biti podvrgnuti rigoroznijim kreditnim zahtjevima od onih koji apliciraju za konvencionalni zajam.Jumbo krediti vam omogućavaju kupovinu skupih nekretnina.Veliki zajam ne podržavaju Fannie Mae ili Freddie Mac.
U 2024. godini, FHFA poboljšava kreditne limite za sve vrste kredita, posebno za Jumbo kredite.Molimo pogledajte ispod ograničenja zajma za 2024. u Kaliforniji.
Ograničenja zajma za 2024. u okruzima Kalifornije
| COUNTY | 1-Unit Limit | 2-Jedinica Limit | 3-Jedinica Limit | 4-Jedinica Limit |
| ALAMEDA | 1,149,825 dolara | 1,472,250 dolara | $1,779,525 | 2,211,600 dolara |
| ALPINE | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| AMADOR | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| BUTTE | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| CALAVERAS | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| COLUSA | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| CONTRA COSTA | 1,149,825 dolara | 1,472,250 dolara | $1,186,350 | 2,211,600 dolara |
| DEL NORTE | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| EL DORADO | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| FRESNO | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| GLENN | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| HUMBOLDT | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| IMPERIAL | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| INYO | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| KERN | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| KINGS | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| LAKE | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| LASSEN | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| LOS ANGELES | 1,149,825 dolara | 1,472,250 dolara | $1,779,525 | 2,211,600 dolara |
| MADERA | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| MARIN | 1,149,825 dolara | 1,472,250 dolara | $1,779,525 | 2,211,600 dolara |
| MARIPOSA | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| MENDOCINO | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| MERCED | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| MODOC | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| MONO | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| MONTEREY | 920.000 dolara | 1,177,750 dolara | 1,423,650 dolara | 1,769,250 dolara |
| NAPA | 1,017,750 dolara | $1,302,900 | 1,574,900 dolara | $1,957,250 |
| NEVADA | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| ORANGE | 1,149,825 dolara | 1,472,250 dolara | $1,779,525 | 2,211,600 dolara |
| PLACER | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| PLUMAS | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| RIVERSIDE | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| SACRAMENTO | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| SAN BENITO | 1,149,825 dolara | 1,472,250 dolara | $1,779,525c | 2,211,600 dolara |
| SAN BERNARDINO | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| SAN DIJEGO | 1,006,250 dolara | 1,288,200 dolara | 1,557,150 dolara | $1,935,150 |
| SAN FRANCISCO | 1,149,825 dolara | 1,472,250 dolara | $1,779,525 | 1,867,275 dolara |
| SAN JOAQUIN | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| SAN LUIS OBISPO | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
| SAN MATEO | 1,149,825 dolara | $1,394,775 | $1,779,525 | 2,211,600 dolara |
| SANTA BARBARA | $838,350 | 1,073,250 dolara | 1,297,300 dolara | $1,612,250 |
| SANTA CLARA | 1,149,825 dolara | 1,472,250 dolara | $1,779,525 | 2,211,600 dolara |
| SANTA CRUZ | 1,149,825 dolara | 1,472,250 dolara | $1,779,525 | 2,211,600 dolara |
| SHASTA | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| SIERRA | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| SISKIYOU | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| SOLANO | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| SONOMA | $877,450 | $1,123,300 | 1,357,800 dolara | 1,687,450 dolara |
| STANISLAUS | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| SUTTER | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| TEHAMA | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| TRINITY | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| TULARE | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| TUOLUMNE | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| VENTURA | $954,500 | 1,221,950 dolara | $1,477,050 | $1,835,600 |
| YOLO | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
| YUBA | $766,550 | $981,500 | $1,186,350 | 1,474,400 dolara |
